Talking About a Confirmation Hearing
Unlike a Chapter 7 bankruptcy, a Chapter 13 bankruptcy requires at least one appearance before a bankruptcy judge at a “confirmation hearing.” At the confirmation hearing the court approves or denies confirmation. Under the new Bankruptcy law, the confirmation hearing must be held between 20 days and 45 days after your meeting of creditors. The hearing, however, can be held earlier if no one objects.
Generally, so long as the trustee approves your plan and no creditor appears before the judge, the judge usually will not deny the confirmation. Still, if the trustee disapproves your plan, the judge will most likely reschedule another confirmation hearing and require the debtor to amend the plan. If after an attempt to amend the plan it becomes obvious that a Chapter 13 bankruptcy isn’t ideal, the judge may order that your case be dismissed. Generally, an experienced bankruptcy attorney will be able to avoid this circumstance.
If you have a question regarding Bankruptcy in San Jose please contact us at 408.279.2288 or visit www.bkanswers.com and we can connect you with one of our experienced San Jose Bankruptcy Attorneys. After you have spoken with one of our San Jose bankruptcy attorneys we can schedule you a free face to face appointment in our office location nearest you. Our team of San Jose Bankruptcy Lawyers can assist you with all aspects of your case. If you have questions about filing a chapter 7 bankruptcy, a chapter 11 bankruptcy, a chapter 13 bankruptcy, lien stripping, cram down, stopping a foreclosure or wage garnishment, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California who can assist your financial needs. Please feel free to complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.
