Posted On: February 13, 2010 by Scott Sagaria

When Do You Need An Attorney?

Many Chapter 7 bankruptcies sail through the Bankruptcy process without a hitch. Consequently, while arguably not the most efficient and safest approach, filing Chapter 7 bankruptcy can be done without the aid of attorney. Still, debtors should really consider whether this represents the best option?

There are some specific circumstances in which a debtor should almost always consider hiring a bankruptcy attorney. For example, your average income for the last six months is more than your state’s median income, and it looks like you won’t pass the means test; you want to hold onto a house or motor vehicle; you want to get rid of student loan debt; the bankruptcy trustee seeks to have your whole case dismissed! These represent just few examples of why it’s very important for a debtor to decide whether they want to risk filing bankruptcy themselves, or hire an experienced bankruptcy attorney.

If you have a question regarding Bankruptcy in San Jose please contact us at 408.279.2288 or visit www.bkanswers.com and we can connect you with one of our experienced San Jose Bankruptcy Attorneys.  After you have spoken with one of our San Jose bankruptcy attorneys we can schedule you a free face to face appointment in our office location nearest you.  Our team of San Jose Bankruptcy Lawyers can assist you with all aspects of your case. If you have questions about filing a chapter 7 bankruptcy, a chapter 11 bankruptcy, a chapter 13 bankruptcy, lien stripping, cram downstopping a foreclosure or wage garnishment, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California who can assist your financial needs.  Please feel free to complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.

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