What is Consumer Debt?
A San Jose bankruptcy lawyer addresses: What is Consumer Debt?
Consumer debt is money owed for the purchase of goods or services that the consumer receives then typically pays off over time. Consumer debt that is not managed well can often result in bankruptcy. Consumer debt is common and should not exceed the consumer's income, or ability to pay it back. Consumer debt that is managed well can lead to positive credit and the ability to gain even more consumer debt.
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