http://www.californiabankruptcylawyerblog.com/ Published by Scott Sagaria en-us 2011-08-10T12:18:41-08:00 http://www.californiabankruptcylawyerblog.com/2011/08/what_is_obama_home_foreclosure_1.html President Obama's home foreclosure program, Making Home Affordable, is a program that provides a number of government-subsidized options for homeowners who are struggling. The goal is for these homeowners to avoid home foreclosure, which helps get the American economy back... Scott Sagaria 2011-08-10T12:18:41-08:00 http://www.californiabankruptcylawyerblog.com/2011/07/how_does_home_foreclosure_affe.html Home Foreclosures and It's Affects on Home Vacancies Home foreclosure rates have a direct affect on nearby property values through the supply effect. Residents currently living near vacant properties have a sense of mistrust and fear, from crime and youth... Foreclosure Scott Sagaria 2011-07-26T12:16:15-08:00 http://www.californiabankruptcylawyerblog.com/2011/07/what_is_the_process_of_home_fo.html The process of home foreclosure in Sacramento and eviction pre-foreclosure and the formal legal foreclosure process. Completion of all of these steps, which will probably take a few months or so, will lead to the eviction of the previous customer.... Foreclosure Scott Sagaria 2011-07-11T12:12:01-08:00 http://www.californiabankruptcylawyerblog.com/2011/04/california_foreclsoure_evictio.html For those of you that are not sure what a California foreclosure is, it is when a homeowner is not able to make principle and interest payments on their monthly mortgage. As a result, the mortgage company will take the... Foreclosure Scott Sagaria 2011-04-23T08:30:12-08:00 http://www.californiabankruptcylawyerblog.com/2011/04/california_foreclosure_what_ar.html Besides a lot of things wrong the banks are doing very little to help homeowners avoid California foreclosure.  They were given millions or even billions of dollars to help stem the tide of foreclosures that were recognized from the very... Foreclosure Scott Sagaria 2011-04-22T08:30:56-08:00 http://www.californiabankruptcylawyerblog.com/2011/04/california_foreclosure_and_ren.html Home owners that have recently went through a California foreclosure may be surprised to find out that they cannot get approved for an apartment. Most apartment complexes now require a minimum credit score for approval to rent, and foreclosure often... Foreclosure Scott Sagaria 2011-04-20T08:30:34-08:00 http://www.californiabankruptcylawyerblog.com/2011/04/home_foreclosure_backlog.html Many homeowners with unpaid loans may have gone through home foreclosure years ago and still be in their homes due to a huge backlog. The banks have just not been able to keep up with the huge increase in foreclosures.... Foreclosure Scott Sagaria 2011-04-18T08:30:44-08:00 http://www.californiabankruptcylawyerblog.com/2011/04/five_reasons_california_was_hi.html In the current economic environment you will find that California was hit extra hard by the home foreclosure crisis. Many people are suffering and have lost their homes because of it. Some reasons California was hit so hard could have... Foreclosure Scott Sagaria 2011-04-16T08:30:33-08:00 http://www.californiabankruptcylawyerblog.com/2011/04/five_things_you_need_to_know_a.html When you take out a loan for a home, the mortgage lender considers your home to be collateral for that loan. That is why the lender can foreclose if you default on your payments. There are five things you must... Foreclosure Scott Sagaria 2011-04-15T08:30:41-08:00 http://www.californiabankruptcylawyerblog.com/2011/04/why_wait_stop_home_foreclosure.html Home foreclosure is not a fun thing to go through. Foreclosures are at an all-time high. More and more people are facing the dilemma of whether or not to let their homes go or not. One way to postpone or... Bankruptcy News Scott Sagaria 2011-04-13T08:30:18-08:00