August 18, 2010

Where is the Bankruptcy Trustee office?

A San Jose bankruptcy attorney answers: Where is the Bankruptcy Trustee office?

Where is the bankruptcy trustee office?
That depends on both which district you live in and which office you are closer to. In the Northern District of California there are bankruptcy court locations in Santa Rosa, Oakland, San Francisco, San Jose, and Salinas. The bankruptcy trustee offices are also in those locations.

If I live in San Jose but work in San Francisco can I do my bankruptcy in San Francisco?

No. While it might be more convenient to go to San Francisco because of work, you must show up at the location where your residence is. So if you live in San Jose, you will be appearing in San Jose for the meeting of the creditors. If you did live in San Francisco you would appear at the San Francisco location.

Where is the meeting of creditors held?

That also depends on your location. Generally the meetings of creditors are held in the same locations as the bankruptcy court, although not necessarily in the courtroom. For example, in San Francisco the meeting of creditors is held in the same building as the bankruptcy court but not on the same floor whereas in Salinas the meeting of creditors is held in the bankruptcy court on days when the court is not in session.

If you have a question regarding Bankruptcy in San Jose please contact us at 408.279.2288 or visit www.bkanswers.com and we can connect you with one of our experienced San Jose Bankruptcy Attorneys.  After you have spoken with one of our San Jose bankruptcy attorneys we can schedule you a free face to face appointment in our office location nearest you.  Our team of San Jose Bankruptcy Lawyers can assist you with all aspects of your case. If you have questions about filing a chapter 7 bankruptcy, a chapter 11 bankruptcy, a chapter 13 bankruptcy, lien stripping, cram downstopping a foreclosure or wage garnishment, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California who can assist your financial needs.  Please feel free to complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.

August 6, 2010

Is the United States Trustee an Attorney?

A San Jose bankruptcy attorney answers:
Is the United States Trustee an Attorney?


The United States Trustee is the person appointed to oversee your bankruptcy case. The United States Trustee is not necessarily an attorney, however, they do make a lot of important decisions regarding your bankruptcy case.

The Trustee’s job is to primarily ensure that all of the debtors assets, income and expenses have been properly disclosed, that and that the debtor’s bankruptcy is in compliance with the bankruptcy code. The trustee will make sure that there is no presumption of abuse involved in your bankruptcy. For instance, if you have filed for a Chapter 7 bankruptcy, and if the trustee subsequently administers the means test and determines that you have enough income left over every month to pay your creditors with, then the Trustee will move to have you convert to a Chapter 13 (repayment plan) bankruptcy.

The Trustee (or someone from the trustee’s office) is the person who will interview the debtor at the 341a hearing. The trustee is also the person that you will make your plan payments to if you are filing a Chapter 13 bankruptcy.

It is always a good idea to have an attorney file your bankruptcy for you, because your attorney will most likely be familiar with the trustee’s particular requirements and procedures.

If you have a question regarding Bankruptcy in San Jose please contact us at 408.279.2288 or visit www.bkanswers.com and we can connect you with one of our experienced San Jose Bankruptcy Attorneys.  After you have spoken with one of our San Jose bankruptcy attorneys we can schedule you a free face to face appointment in our office location nearest you.  Our team of San Jose Bankruptcy Lawyers can assist you with all aspects of your case. If you have questions about filing a chapter 7 bankruptcy, a chapter 11 bankruptcy, a chapter 13 bankruptcy, lien stripping, cram downstopping a foreclosure or wage garnishment, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California who can assist your financial needs.  Please feel free to complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.

July 2, 2010

What is the purpose of the US Trustee in San Jose?

A San Jose bankruptcy attorney addresses the topic of the purpose of the US Trustee...

The purpose of the US Trustee is key. The US Trustee is in place to review bankruptcy petitions thoroughly and site any problems, errors, issues or "red flags" with regard to the petition and the petition filer. This could be with regard to reported income by the debtor, charitable contributions claimed by the debtor, and various aspects within the means test, which is the tool to determine whether one qualifies for a Chapter 7 bankrutpcy filing.

The US Trustee oversees the performance of the local trustee, who manages the bankruptcy filer at the local level. During a Chapter 7 or Chapter 13 bankruptcy filing, the trustee will manage the debtors case, interact with them at the 341 hearing, and review all assets and financial reports with regard to the bankruptcy filing. In turn, the US Trustee manages the work of the local trustee to ensure quality control and the effective filing (or dismissal) of each bankruptcy case.

If you have a question regarding Bankruptcy in San Jose please contact us at 408.279.2288 or visit www.bkanswers.com and we can connect you with one of our experienced San Jose Bankruptcy Attorneys.  After you have spoken with one of our San Jose bankruptcy attorneys we can schedule you a free face to face appointment in our office location nearest you.  Our team of San Jose Bankruptcy Lawyers can assist you with all aspects of your case. If you have questions about filing a chapter 7 bankruptcy, a chapter 11 bankruptcy, a chapter 13 bankruptcy, lien stripping, cram downstopping a foreclosure or wage garnishment, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California who can assist your financial needs.  Please feel free to complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.

June 14, 2010

What is the Purpose of the US Trustee?

A San Jose bankruptcy lawyer explains the purpose of the US Trustee...

The US Trustee plays a key role with regard to the bankruptcy process, whether it is a Chapter 7 bankruptcy (liquidation, aka the Fresh Start), a Chapter 13 bankruptcy filing (a portion of the debt is paid back, some assets are kept), or a Chapter 11 bankruptcy petition (aka a restructure). The US Trustee performs different tasks depending on which of these bankruptcies are brought forth and works within the guidelines outlined by the United States Bankruptcy Code.

The purpose of the US Trustee is to manage the aspects involved with regard to the debtor’s estate and assets. The US Trustee examines and makes determinations that sometimes include selling the debtor assets and answering debtor demands. The reason the US Trustee might manage the sale of debtor assets would be to pay off creditors.

It is required that the debtor be open and honest when working with their US Trustee so that all aspects of their bankruptcy may be properly evaluated in the best interest of all parties involved.

If you have a question regarding Bankruptcy in San Jose please contact us at 408.279.2288 or visit www.bkanswers.com and we can connect you with one of our experienced San Jose Bankruptcy Attorneys.  After you have spoken with one of our San Jose bankruptcy attorneys we can schedule you a free face to face appointment in our office location nearest you.  Our team of San Jose Bankruptcy Lawyers can assist you with all aspects of your case. If you have questions about filing a chapter 7 bankruptcy, a chapter 11 bankruptcy, a chapter 13 bankruptcy, lien stripping, cram downstopping a foreclosure or wage garnishment, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California who can assist your financial needs.  Please feel free to complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.

May 25, 2010

Bankruptcy Trustee Office for San Jose, California

A San Jose bankruptcy attorney answers the question Question: Where is the Bankruptcy Trustee Office for the San Jose, California division?

Answer: There are five chapter 7 trustees in the San Jose division. Each trustee has their own bankruptcy trustee office with their own mailing address. The mailing addresses are as follows:

1. Audrey J. Barris, P.O. Box 573, Pebble Beach, CA 93953, (831) 655-3552
2. Mohammed Poonja, P.O. Box 1510 Los Altos, CA 94023, (650) 941-3400
3. John W. Richardson, 5161 Soquel Drive, Suite F, Soquel CA, 95073, (831) 475-2202
4. Carol Wu, 25A Crescent Drive #413, Pleasant Hill, CA 94523, (408) 404-7039
5. Marc Jeffrey Del Piero, P.O. Box 1127, Pebble Beach, CA 93953, (831) 626-4666

There is one Chapter 13 trustee in the San Jose Division, Devin Derham-Burk. Her bankruptcy trustee office mailing address is P.O. Box, 50013, San Jose, CA 95150.

Ms. Derham-Burk’s office can be contacted at (408) 354-4413.

Ms. Durham-Burk’s physical bankruptcy trustee office is located at 983 University Ave., Los Gatos, CA 95032.

If you have a question regarding Bankruptcy in San Jose please contact us at 408.279.2288 or visit www.bkanswers.com and we can connect you with one of our experienced San Jose Bankruptcy Attorneys.  After you have spoken with one of our San Jose bankruptcy attorneys we can schedule you a free face to face appointment in our office location nearest you.  Our team of San Jose Bankruptcy Lawyers can assist you with all aspects of your case. If you have questions about filing a chapter 7 bankruptcy, a chapter 11 bankruptcy, a chapter 13 bankruptcy, lien stripping, cram downstopping a foreclosure or wage garnishment, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California who can assist your financial needs.  Please feel free to complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.